BNY Mellon Careers

Lead Analyst, Credit Risk

Singapore, Singapore
Risk


Job Description

You will be responsible for the credit analysis for a portfolio of mainly Financial Institutions and a growing number of Non-Bank Financial Institutions (Insurance companies, Broker dealers and Securities Houses). The credit analysis should provide a detailed analysis of the borrower’s financial position and competitive position, including industry analysis and risks, strengths and weaknesses, liquidity and debt service capacity. Your analysis is expected to result in a well-reasoned conclusion and a clear rationale for the assignment of an internal credit rating.

The credit risk analyst will be responsible for:

  • Predicting future changes/trends in credit ratings of the portfolio and making timely recommendations of changes in target exposures

  • Identifying industry dynamics & risks and providing recommendations regarding industry exposure

  • Negotiating loan and other credit documents as well as ISDA & CSA


Qualifications

  1. Bachelor degree, majoring in Business Administration, Finance or Accounting is preferred

  2. Minimum 4-5 years of experience in credit risk and/or commercial lending in a Bank with a focus on Financial Institutions in Asia Pacific

  3. Candidates with knowledge & experience in credit risk for Non-bank financial institutions (Insurance companies, Broker Dealers, Securities Houses) will have a strong advantage

  4. Strong credit analytical skills
  5. Strong oral and written communication skills
  6. PC literacy is essential
  7. Good understanding of banking products – Trade Finance and Global Markets (FX, Swaps, Forwards)

  8. Demonstrate ability to work independently
  9. Ability to work well within a team is essential
  10. Ability to read and write Mandarin is a strong plus

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BNY Mellon is an Equal Employment Opportunity Employer.

Primary Location: Singapore-Singapore-Singapore
Job: Risk
Internal Jobcode: 85146
Organization: Risk-HR06016
Requisition Number: 1910346